Debt Management Help
Debt advisory service
Money Advice Direct is an established debt advisory service. We offer completely "No obligation" debt advice, "Confidential" debt management, in fact you can call us as many time as you like for advice. We have been offering debt management help for over 10 years. All the advice that is offered is completely confidential and without obligation
Our debt management help will involve setting up a debt management plan, IVA (Individual Voluntary Arrangement) or advising clients on bankruptcy. Whatever the clients situation our debt management help will provide a mechanism for clients to control their situation.
Debt management help can the following routes:-
- Money and budgeting advice.
- Consolidation loans
- Debt Management.
- IVAs.
- Trust Deeds.
- Bankruptcy
The most important feature of our debt management help service is that our debt management plans are without obligation.
If you are owe more than £15,000 and IVA may be your best option. An IVA is debt repayment plan that was introduced by the UK government under the Insolvency Act 1986. The characteristics of an IVA are the following:-
- Interest is frozen
- A large proportion of the total amount owing is written off.
- Once the IVA is accepted clients receive full legal protection from creditors. (this protection remains as long as all IVA payments are paid)
- Your payments are limited to a maximum of five years
- IVAs are for clients who owe over £15,000.
- Debts must be to at least 3 separate organisations
- Clients must be able to afford around £200 per month.
Please note the Money Advice Direct's service is without obligation and confidential. We are strong believers that best advice is the only way to guarantee effective debt management help. We will always recommend the best form of debt management. Help is only a phone call or an email away.
For confidential and effective debt management help please call 0800 074 6918.
IVA's
The IVA Guide
Money Advice Direct has put together an IVA Guide based on the enquiries and questions that we receive at our helpline offices.
In the guide we cover such subjects as IVA Approval, early settlment of your IVA, missed IVA payments, IVA failure, additional debt claims and much more.
[click here for IVA Guide]
What is an IVA?
The IVA is an extremely powerful tool enabling you to clear your debt and return to a clean financial bill of health. Visit Money Advice Direct's Guide to Individual Voluntary Arrangements (IVAs).
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DANGER
Due to the tremendous demand for debt consolidation services the United Kingdom is now overloaded with debt management companies that contain misleading information. [more...]