Debt Help UK
One of the UKs established debt help services
Money Advice Direct is one of the UKs most established debt help services. We receive thousands of requests for debt help every month. Many families need debt help and due to our specialist knowledge of insolvency law people can get the most up to date and specialist knowledge of debt help. UK families and individuals suffering from debt problems can get access to our debt advice which is always confidential and easy to access by calling 0800 074 6918.
All of our advisers are experts in UK debt help, we believe in best advice for solving debts. Every person that contacts Money Advice Direct gets a personal debt and credit review. At Money Advice Direct all the debt help provided by your own allocated debt help UK advisor.
Whatever level of debts you have we can offer debt help. We strongly believe that our debt help is the most accessible in the UK. To benefit from our debt advice please call freephone 0800 074 6918 where you can speak to one of our many debt advisers who offer confidential debt help. UK families, whether they are renting or are homeowners, whether they are working full or part time or whom are unemployed can access our debt help UK teams. Our debt help units approachable and will find the best debt solutions possible to all debt problems.
In the UK there is an excellent debt help procedure called an IVA or Individual Voluntary Arrangement. If you enter into an IVA it will allows to pay back just what you can afford over a short period of up to 5 years. The IVA procedure was introduced by the UK government in 1986 to avoid the negative problems associated with bankruptcy. Please click on the following link to read more about IVAs.
Debt Management Plans
For people with debts under £15000 who do not qualify for bankruptcy or an IVA there is a procedure called a Debt Management Plan. A Debt Management Plan it is not legally binding, unlike an IVA and so there is no legal protection from your creditors. Debt Management Plans are generally for people have lots of equity in their properties or for people with debts of less than £15000. Our best advice system will only recommends a Debt Management Plan after all other debt help routes have been exhausted. Please click here to read more about debt management plans.
Money Advice Direct are UK debt help specialists that have offered debt help in the UK for over 10 years. Our trained advisers offer debt help in the UK from our team of debt advisers.
Please call 0800 074 6918 if you are struggling with debt.
IVA's
The IVA Guide
Money Advice Direct has put together an IVA Guide based on the enquiries and questions that we receive at our helpline offices.
In the guide we cover such subjects as IVA Approval, early settlment of your IVA, missed IVA payments, IVA failure, additional debt claims and much more.
[click here for IVA Guide]
What is an IVA?
The IVA is an extremely powerful tool enabling you to clear your debt and return to a clean financial bill of health. Visit Money Advice Direct's Guide to Individual Voluntary Arrangements (IVAs).
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DANGER
Due to the tremendous demand for debt consolidation services the United Kingdom is now overloaded with debt management companies that contain misleading information. [more...]