Change in circumstances whilst in an IVA

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IVA's

The IVA Guide
Money Advice Direct has put together an IVA Guide based on the enquiries and questions that we receive at our helpline offices.

In the guide we cover such subjects as IVA Approval, early settlment of your IVA, missed IVA payments, IVA failure, additional debt claims and much more.
[click here for IVA Guide]

What is an IVA?
The IVA is an extremely powerful tool enabling you to clear your debt and return to a clean financial bill of health. Visit Money Advice Direct's Guide to Individual Voluntary Arrangements (IVAs).
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BANKRUPTCY

Bankruptcy is an option that often has to be considered when an individual cannot pay their debts as they fall due. A first time bankrupt with debts will generally receive their discharge one year after the date of the bankruptcy order (there is the possibility that in some cases the bankruptcy discharge period will be less than one year).
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CREDIT REPAIR

Everybody has a credit file, maintained by a credit reference agency. Many people have adverse credit details on their files, such as defaults, bad payment history, County Court Judgments. Learn how to repair your CCJs & Defaults.
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DEBT ADVICE FACTSHEETS

We have commisioned a large number of useful debt and money advice factsheets. These factsheets are freely available for viewing online or downloading.

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DANGER

Due to the tremendous demand for debt consolidation services the United Kingdom is now overloaded with debt management companies that contain misleading information. [more...]

MIS-SOLD PPI HELP

Money Advice Direct work alongside highly skilled claims management advisors with the sole aim to win compensation for members of the public who have been missold PPI (Payment Protection Insurance). The chances are that if you have taken out a loan, credit card, car finance or mortgage you may have also taken out a PPI policy. We can help you claim back your PPI premiums plus interest on missold PPI policies.

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