Change of circumstances
Sample Letter
| 1 The High Street Hertford SG13 1XY Dear Sir/ Madam, Re. Account Number: I am writing to inform you that my circumstances have changed. I am now back at work, but on reduced hours and pay. This situation may go on for some time. I have revised my financial statement and offer of repayment, as attached, and I would be grateful if you could accept the payment and freeze all interest and charges as before. Thank you for your help on this matter. Yours faithfully,
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IVA's
The IVA Guide
Money Advice Direct has put together an IVA Guide based on the enquiries and questions that we receive at our helpline offices.
In the guide we cover such subjects as IVA Approval, early settlment of your IVA, missed IVA payments, IVA failure, additional debt claims and much more.
[click here for IVA Guide]
What is an IVA?
The IVA is an extremely powerful tool enabling you to clear your debt and return to a clean financial bill of health. Visit Money Advice Direct's Guide to Individual Voluntary Arrangements (IVAs).
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DANGER
Due to the tremendous demand for debt consolidation services the United Kingdom is now overloaded with debt management companies that contain misleading information. [more...]