How to clear debt
Clear your debts
Money Advice Direct Debt advice team have been helpline people clear debts for over 10 years. The debt advice team can help clear debts of any amount.
We provide the following services:-
- Debt advice
- Debt Management
- Debt Consolidation
- Debt Help in Scotland
- Business Debt Help
- Debt consolidation information
- Debt Solutions for business.
- Debt repayment programmes.
- Debt Elimination
There are many ways to help clear debt in the UK. Some are government introduced schemes such as Individual Voluntary Arrangement (IVA) or Bankruptcy. Other ways to clear debts in the UK are using schemes such Debt Management Programmes (DMP) or debt consolidation remortgages.
We receive 1000’s of calls each week from members of the UK public that have credit card debt they need to clear. Many do not need to consider bankruptcy they just need to reduce the amount of money they are spending on their debt.
Types of debt that we can help clear:-
- Credit card debt
- Debt consolidation loans
- All debt that originates in UK pounds sterling (£)
- Business debt
- Scottish Debt
- Credit card debt consolidation loans.
Using an IVA to clear debt
An Individual Voluntary Arrangement - IVA is a formal agreement between the a person who want to clear debt and the creditors. The IVA is governed under the Insolvency Act (1986). An IVA allow the person wanting to clear debt to pay off a percentage of what is owed over a period of time, usually 5 years. The debt advice team will only recommend an IVA as a solution to your debt problems if it is considered as best advice to help you clear debts. An IVA can clear your debts in up to 60 months and be debt free (subject to terms and conditions).
If you would like to know how to clear debt and be debt free (subject to terms and conditions) please call 0800 074 6918 or complete the short enquiry form on our website home page. Please note that if you have UK debts and want to clear your debt please contact us anytime.
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IVA's
The IVA Guide
Money Advice Direct has put together an IVA Guide based on the enquiries and questions that we receive at our helpline offices.
In the guide we cover such subjects as IVA Approval, early settlment of your IVA, missed IVA payments, IVA failure, additional debt claims and much more.
[click here for IVA Guide]
What is an IVA?
The IVA is an extremely powerful tool enabling you to clear your debt and return to a clean financial bill of health. Visit Money Advice Direct's Guide to Individual Voluntary Arrangements (IVAs).
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DANGER
Due to the tremendous demand for debt consolidation services the United Kingdom is now overloaded with debt management companies that contain misleading information. [more...]