Financial Problem Advice

Detailed advice on how to solve financial problems

Money Advice Direct service helps people resolve client’s debt problems, money and other problems by providing confidential and non-judgemental advice, and by negotiating with their creditors. This confidential expert advice to get debt free (subject to terms and conditions) is available 24 hours a day by either calling 0800 074 6918 or applying online.

Over 1000 consumers in debt each month with money problems are contacting Money Advice Direct for advice on dealing with consumer debt. This is a direct result of soaring living costs and higher mortgage repayments taking a strain on households.

The advice team at Money Advice Direct has reported increasing numbers of consumers going online looking for debt advice facing an average debt of £25,000. It is predicted that the trend will rise yet further as the impact of the “credit crunch” continues to spread to consumers in near future.

The main options for the public seeking financial problems advice:-

IVA for Financial problems advice

If you have serious debt problems we can provide non-judgemental, confidential advice on the IVA procedure. An IVA is a legally binding way to reduce the amount that you pay back. A way to stop any further interest charges. A way to reduce unmanagable debt. The whole procedure is subject to creditors approval.

Debt management plans for help with financial problems

A debt management plans will be created specifically for each individual’s case. You can solve your debt problems with a debt management plan if your debts are as little as £2,000. A DMP is an informal agreement designed to allow a person who is struggling to meet their monthly debt repayments the opportunity to make a single more affordable monthly payment.

Bankruptcy to solve financial problems

Petitioning for bankruptcy to solve money problems over £750 is possible. A financial advisor at Money Advice Direct would only suggest you file bankruptcy as a last resort and should be avoided if it is at all possible. Those who have out of control credit card debts and cannot even begin to meet the minimum payment can consider filing bankruptcy.

General budgeting and financial worries advice

This could range from general advice on better household budgeting to a more structured debt solution. Serious debt problems affect a relatively large number of people so it’s important that those who are facing financial problems get this confidential expert advice and get debt free (subject to terms and conditions). Advice is great but sometimes you need help with money problems in form of an IVA, Bankruptcy, Debt Management Plan or Informal Arrangement.

Comments from past clients of Money Advice Direct

• My financial situation has been sorted once and for all – Mike Madson (21), Leeds
• My financial problems are gone after a 5 year IVA – Alexander Rovanich (52), Wales
• The financial problems advice I received has really helped – Loiuse Bedford (41), Glamorgan
• Thank you insolvency helpline for the help with  my financial problems – Chris Redmond (38), Caephilly.
• I am so happy, the financial problem solutions offered really worked –Dale Ossidge (37), London
• My financial worries were ruining my life, I went bankrupt and now I am debt free – Dan Moat (29), Newcastle

Call Money Advice Direct and you’ll get immediate debt advice, ongoing help and support from a dedicated case adviser on 0800 074 6918. Money Advice Direct help thousands of people each month by working with them to find the right solution.

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