Debt and the law

The facts on Debt and the Law

This section will provide the public with information on debt and the law to help them understand all rights and responsibilities under UK law. Please note that we can only provide advice that relates to the current law on debt related issues in England, Wales and Scotland.

There are many ways to deal with debt, some procedures are with in the UK debt law framework and some are informal. Please note that The UK Insolvency Helpline are specialists in UK debt law and as such our debt law team can give you guidance and tips on how to prevent a someone you owe money to from using the law to collect debt. We can also explain the many procedures the law provides to help solve debt problems.

Using the law to prevent debt

• Bankruptcy.
• Administration Order.
• Debt Management.
• IVA – Individual Voluntary Arrangement.
• County Court Judgements
• Bailiff Law

Please beware of the many sales based companies advertising on TV, newspapers, radio and internet on the subject of debt solutions? Have you ever been surfing the internet and clicked on a sponsored listing (usually on the top of the main search results or on the right hand side?

If so then BEWARE !!!!!!!!!!!!!!!!!!!!!!!! some of these firms are generally staffed by sales staff and offer informal debt management or expensive debt consolidation loans. These advertising mediums are being utilised by numerous loan and debt companies. The problem is that it is the most vulnerable who are being targeted. Today consumers are fed a relentless direct response sales trick of ads for loans and debt consolidation. These companies have hijacked daytime TV and many respectable internet search engines, and the vulnerable are being lured into an ever-worsening debt spiral.

Please note that Money Advice Direct Debt Advice Service is an established money advice service in the UK. We provide confidential and non-judgemental advice on all UK debt solutions. If you call our freephone number on 0800 074 6918 we can advise you early before your debt problem becomes a matter.

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