How to get a Bankruptcy Bank Account

Once account is open you can start managing your money...

In order to open a bankruptcy bank account you'll need to complete an application form and provide certain personal information. For some bankruptcy bank accounts you'll also need to pay money in and the bank may want to check your bankruptcy history. Once the bankruptcy bank account's open you can start managing your money.

The process of opening a bankruptcy bank account

First you must choose a bank that offers a bank account to bankrupts. You need to visit most of the high street banks and check what credit history details they need.

Most bankruptcy bank accounts are simple, straightforward and easy to manage. Bankruptcy bank account is ideal for customers who are under PAYE and require only a few basic transactions per month.

Examples of the acceptable documents presented to open a bankruptcy bank account

• Current Passport
• Full UK Driving Licence
• Current National Identity Card
• Original notification letter from Benefits Agency/Local Authority confirming the right to benefits from:
  1. Benefits agency
  2. Department of Work and Pensions (including Jobcentre Plus)
  3. Child Benefit Office
  4. Veterans Agency
• Letter from a person in a position of authority – this could be:
  1. Hostel Manager
  2. Social Worker
  3. Armed service officer
  4. Minister of religion
  5. General Practitioner

Acceptable address verification documents to open a bankruptcy bank account

• Council tax bill for the current year
• Utility Bill (gas, electricity etc)
• Full UK Driving Licence
• Disabled Parking document (must show your address, signature and photograph)
• Tenancy Agreement from council or reputable letting agency
• Letter from a Prison Governor or Probation Officer
• Overseas Driving Licence (Foreign Nationals only – must show your signature and photograph)
• Letter from a reputable university, college or language school

(Foreign Nationals only – must be on official headed paper and show the contact name, address and telephone number)